Privacy Policy

1. Introduction

Parkshire Trust ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for an account
• Submit a loan application
• Contact us with inquiries
• Subscribe to our newsletter
• Use our services

This information may include: name, email address, phone number, Social Security Number, financial information, employment information, property details, and other information necessary for loan processing.

Automatically Collected Information

When you access our website, we automatically collect certain information including:

• IP address and location data
• Browser type and version
• Device information
• Pages visited and time spent
• Referring website addresses

3. How We Use Your Information

We use the information we collect to:

• Process and evaluate loan applications
• Match borrowers with appropriate lenders
• Communicate with you about your application and our services
• Improve our website and services
• Comply with legal and regulatory requirements
• Prevent fraud and ensure security
• Send marketing communications (with your consent)

4. Information Sharing

We may share your information with:

• Lender Partners: To facilitate loan matching and processing. Note that we initially share blind summaries without personal identifying information until you express interest in a lender's terms.
• Service Providers: Third parties who assist us in operating our platform, such as credit reporting agencies, document verification services, and technology providers.
• Legal Requirements: When required by law, court order, or governmental authority.
• Business Transfers: In connection with a merger, acquisition, or sale of assets.

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement industry-standard security measures to protect your information, including:

• 256-bit SSL encryption for data transmission
• Encrypted storage of sensitive data
• Regular security audits and testing
• Access controls and authentication requirements
• Employee training on data protection

6. Your Rights

Depending on your location, you may have the right to:

• Access your personal information
• Correct inaccurate information
• Delete your information (subject to legal requirements)
• Opt out of marketing communications
• Request data portability

To exercise these rights, please contact us at privacy@parkshiretrust.com.

7. Cookies and Tracking

We use cookies and similar tracking technologies to improve your experience on our website. You can control cookie preferences through your browser settings.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website and updating the "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

Parkshire Trust
123 Finance Street, Suite 400
New York, NY 10001
Email: privacy@parkshiretrust.com
Phone: 1-800-PARKSHIRE